Senior Manager, Collections

LemFi · Londonsenior

En corto

▸Liderazgo end-to-end de colecciones en un producto financiero en crecimiento para migrantes.
▸Combina estrategia de riesgo, operaciones y gestión de equipo con enfoque en clientes y cumplimiento regulatorio.
▸Se busca alguien que maneje tanto decisiones ejecutivas como detalles operativos con igual soltura.

Fluent English required for leadership and cross-functional collaboration.

En ~1 minuto te damos: quién te entrevista, las preguntas probables con respuestas desde tu CV, y tu CV adaptado a esta vacante. Gratis, sin tarjeta.

¿Qué piden?

✓Experiencia comprobada en colecciones o riesgo crediticio B2C.
✓Capacidad demostrada en diseño estratégico y entrega operativa simultánea.
✓Experiencia gestionando equipos de colecciones con desarrollo de personas y rendimiento.
✓Conocimiento profundo de FCA CONC 7 y obligaciones de Consumer Duty.
✓Uso práctico de datos (SQL, BI) y disposición para integrar IA en procesos.
✓Experiencia en entornos de crecimiento rápido con procesos incompletos.

¿No cumplís todo? Es lo normal — tu dossier gratis te dice qué gaps tenés y cómo cubrirlos en la entrevista.

SQLBI toolsAI toolsProductEngineeringLegalFinanceThird-party debt collection agCredit bureausRegulatory compliance

¿A quién escribirle en LemFi?

Tu dossier gratis identifica a las personas que te entrevistarían — con su background, qué valoran y cómo escribirles para destacar antes de aplicar.

LemFi (Series B) is building the go-to financial app for the Global South. Moving to a new country shouldn’t mean starting from zero. That's why our team of 400+ spanning 20+ countries is building a financial ecosystem that helps immigrants stay connected to home, build stability, and create wealth regardless of where they are from or where they live. What began as fast, affordable remittances is now evolving into a complete platform for multi-currency accounts, payments, credit, and long-term financial growth. With millions of users across the globe, we process over $1B in monthly transactions to 30+ countries, proving that borders shouldn't limit financial opportunity. LemFi is building the financial infrastructure for the world's migrants and underserved communities, and credit is one of our fastest-growing bets. As Collections Manager you will sit at the intersection of strategy and operations, designing the frameworks that determine how we recover debt fairly and efficiently, then rolling your sleeves up to make sure those frameworks actually work in the field. This is a backfill at a senior level, which means the foundations exist but the ceiling is high. You will own the collections function end-to-end, shape policy, lead a team, and report into senior leadership. The right person is equally comfortable in a board-level conversation about risk appetite and on the floor diagnosing why a workflow is breaking. If you thrive only at one end of that spectrum, this is not the role for you. What you'll build and own Design and continuously refine the end-to-end collections strategy across all product lines, balancing recovery rates with a genuinely customer-first approach. Set and own portfolio-level targets (roll rates, recovery rates, cure rates, cost per recovery) and hold the team accountable to them through clear, data-driven governance. Build and iterate operational playbooks for each stage of the collections journey, from early arrears contact through to legal escalation, using AI tools to accelerate cycle times and personalise outreach. Lead, coach and grow a collections team, creating clear prioritisation frameworks so the right problems get worked first and critical tasks never fall through the cracks. Work cross-functionally with Product, Engineering, Legal and Finance to embed collections logic into product decisions and ensure regulatory compliance across every market we operate in. Identify and integrate third-party debt collection agencies, legal partners and credit bureaus where appropriate, managing those relationships for performance and conduct. Report portfolio health and strategic recommendations to senior leadership in plain language, turning data into decisions rather than decks for their own sake. Your experience Significant experience in consumer (B2C) collections or credit risk. Proven track record spanning both strategy design and hands-on operational delivery, not just one or the other. Experience managing or building a collections team, with clear examples of setting priorities, developing people and holding performance to account. Working knowledge of FCA CONC 7 (Arrears, Default and Recovery) and Consumer Duty obligations is required, you should be able to speak fluently to how these shape treatment paths, forbearance, and vulnerable customer handling, not just cite them. Demonstrable ability to use data to diagnose portfolio problems, model scenarios and drive decisions, comfortable with SQL, BI tools or equivalent, and willing to bring AI into your workflow. Experience working in a high-growth or fast-moving environment where processes were incomplete and you had to build as you flew. Strong judgement about what to prioritise: able to distinguish between the problems that matter today and the noise, and able to instil that discipline in a team. Nice to have Experience across multiple geographies or emerging markets, particularly in Africa, South Asia or the diaspora corridor. Background in a fi

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