Underwriting Senior Analyst

Brex · San Francisco, California, United Statessenior

In short

▸Analista Senior de Subsanación que evalúa la solvencia crediticia de clientes empresariales.
▸Revisa estados financieros y bancarios, resuelve casos complejos y mejora procesos con equipos interfuncionales.
▸Destaca por ser un experto técnico que impulsa mejoras en la precisión y eficiencia del proceso de suscripción.

Proficiency in English required

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What they ask for

✓Licenciatura en finanzas, contabilidad, economía o campo relacionado
✓1+ año de experiencia en análisis crediticio o bajo escritura
✓Capacidad para evaluar estados financieros y declaraciones bancarias
✓Habilidades avanzadas de comunicación y trabajo en equipo
✓Experiencia en identificación y mejora de procesos operativos
✓Capacidad para manejar casos de escalación con múltiples factores financieros

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Why join us Brex is the intelligent finance platform that enables companies to spend smarter and move faster in more than 200 markets. By combining global corporate cards and banking with intuitive spend management, bill pay, and travel software, Brex enables founders and finance teams to accelerate operations, gain real-time visibility, and control spend effortlessly. Brex’s AI-native automation and world-class service eliminate manual expense and accounting tasks for customers so they can focus on what matters most. Tens of thousands of the world's best companies run on Brex, including DoorDash, Coinbase, Robinhood, Zoom, Plaid, Reddit, and SeatGeek. Working at Brex allows you to push your limits, challenge the status quo, and collaborate with some of the brightest minds in the industry. We’re committed to building a diverse team and inclusive culture and believe your potential should only be limited by how big you can dream. We make this a reality by empowering you with the tools, resources, and support you need to grow your career. Operations at Brex Operations is the backbone of Brex’s mission to power businesses through our Intelligent Finance Platform. We own credit, fraud, money movement, and payments, protecting our customers and our company. From product operations that ensure flawless launches to scalable systems that drive innovation and precision, we operate at the intersection of product, design, engineering, and customer success. If you want to work at the heart of the business, Operations is where you belong. What you'll do As an Underwriting Senior Analyst, your goal is to ensure our underwriting processes run smoothly and efficiently for our cards products. You'll exercise judgment within established underwriting frameworks to resolve moderately complex cases involving multiple contributing factors. This is a role that requires strong communication, time management, and teamwork. You will implement solutions to uplift processes and engage cross-functionally with our Sales, Customer Experience, Engineering and Product teams to contribute to meeting organizational goals. Where you'll work This role will be based in our San Francisco office. We are a hybrid environment that combines the energy and connections of being in the office with the benefits and flexibility of working from home. We currently require a minimum of three coordinated days in the office per week, Monday, Wednesday and Thursday. As a perk, we also have up to four weeks per year of fully remote work! Responsibilities • Assess the credit quality in terms of our business credit card customers' ability to repay • Review bank statements and financial statements to underwrite Brex customers • Handle intermediate-level underwriting escalations requiring deeper investigation into applicant financials or edge-case scenarios • Review existing underwriting processes and proactively identify and recommend improvements that align underwriting outcomes with broader organizational goals • Track and communicate key underwriting metrics (e.g., approval rates, turnaround time, loss rates) to stakeholders in a clear and meaningful way • Build and maintain relationships with key partners across Risk, Sales, Engineering, and Product to drive underwriting initiatives forward • Serve as a subject matter expert within your area of underwriting, executing with high precision and actively helping to up-level those around you • Contribute to the ongoing learning and success of your team and the company by sharing knowledge through mentorship, collaboration, and aiding in documentation Requirements • Bachelor's degree in finance, accounting, economics or related field • 1+ years

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