Backend Engineer III

Monzoreferrals·Cardiffsenior

In short

→Ingeniero backend en una plataforma bancaria digital con impacto directo en productos diarios.
→Trabajo híbrido en el Reino Unido con flexibilidad total en horarios y ubicación.
→Destaca el enfoque en sistemas distribuidos, software resiliente y decisiones basadas en datos.

No se requiere inglés explícitamente, pero el puesto es en inglés.

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What they ask for

✓Experiencia sólida en backend de productos tecnológicos.
✓Enfoque productivo centrado en resultados para el cliente.
✓Capacidad para trabajar con ambigüedad y en equipo.
✓Experiencia con lenguajes fuertemente tipados (Go, Java, C, Scala, etc.).
✓Interés en sistemas distribuidos y software resiliente.
✓Disponibilidad para trabajar en equipo con flexibilidad horaria.

Don't tick every box? That's normal — your free dossier shows your gaps and how to cover them in the interview.

GoJavaCScalaDistributed SystemsResilient SoftwareData-Informed DecisionsBackend DevelopmentProduct MindsetMonzo's In-House Banking Platf

Who should you write to at Monzoreferrals?

Your free dossier identifies the people who'd interview you — their background, what they value, and how to reach out so you stand out before applying.

📍London or UK Remote | 💰 Engineer III Compensation: £85,000 - £110,000 + Incentive Awards tied to your performance + Benefits | Technology About our Engineering Teams: We have around 650 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company. These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities. How we work 💻 Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles. We value meeting in person but we don t have a mandated requirement on office attendance, even if you re nearby. We believe you ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs ✨ Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches & treat Thursdays 🍽️ Teams also schedule time together often for work and play – in or around the office, or online. Set up a work schedule that delivers impact and fits your life: At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance. You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency 🕣✨ If you prefer to work part-time, we ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance. Work the way that works for you with Monzo! 💼 You should apply if: • you have strong experience working on the backend of a technology product • you want to be involved in building a product that you (and the people you know) use every day • you have a product mindset: you care about customer outcomes and you want to make data-informed decisions • you’re comfortable working in a team that deals with ambiguity • you’re interested in distributed systems and writing resilient software • you have some experience with strongly-typed languages (Go, Java, C, Scala etc.). • you think you’d enjoy the kind of work we’re doing We re on the look out for L40 Engineers at the moment, you can read more in our Engineering Progression Framework you will be interviewed across the whole framework, so if you re not sure what level you re aiming for chat to your recruiter! Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated t

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