Senior Financial Crime Investigator - Business Banking

Monzoreferralssenior

In short

→Investigador senior de delito financiero especializado en bancos empresariales, revisando y cerrando cuentas con alto riesgo.
→Días a día: análisis de due diligence, redacción de informes de actividad sospechosa (SARs), formación a equipos y seguimiento de tendencias del crimen financie
→Destacado: Se enfoca en casos complejos, como lavado de dinero transfronterizo y empresas en sectores sensibles, con gran impacto en la seguridad del banco.

N/A

In ~1 minute you get: who interviews you, the likely questions answered from your CV, and your CV tailored to this job. Free, no card.

🎧Land the interview? Bring the copilot. Our free extension listens to the live interview and flashes 3-4-word anchors from your resume and prep — glance, connect, talk. Get the extension →

What they ask for

✓Experiencia comprobada en KYB/EDD y investigaciones complejas en entornos regulados.
✓Capacidad demostrada para redactar informes de actividad sospechosa (SARs) de alta calidad para la NCA.
✓Conocimiento profundo de regulaciones y patrones de crimen financiero del Reino Unido e internacionales.
✓Habilidades avanzadas de investigación con inteligencia de fuentes abiertas (OSINT).
✓Capacidad de adaptarse rápidamente a cambios de prioridades y guías operativas.
✓Experiencia previa en mentoría o coaching de otros investigadores.

Don't tick every box? That's normal — your free dossier shows your gaps and how to cover them in the interview.

Enhanced Due Diligence (EDD)Complex Customer ReviewsSuspicious Activity Reports (SNational Crime Agency (NCA)Open-Source Intelligence (OSINKYBAMLFinancial Crime TypologiesService Level Agreements (SLAsOperations Analysts

Who should you write to at Monzoreferrals?

Your free dossier identifies the people who'd interview you — their background, what they value, and how to reach out so you stand out before applying.

UK Remote | 💰 £31,100 - £39,350 + Incentive Awards tied to your performance + Benefits | Hear from the team ✨ Start Date: We have start dates for Tuesday 1st September, Monday 12th October & Monday 9th November (We will focus on filling the September start dates first, then move on to October, and finally November as each intake fills up). ⚠️ Important Note on AI & Plagiarism: Please reference any literature that you refer to. Applications that are highly plagiarised and not your own original work (e.g., ChatGPT) will be declined. We have guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here. ⭐ About our Senior Financial Crime Business Banking Investigator Team The Senior Financial Crime Business Banking Investigator team serves as Monzo’s frontline defence against complex economic crime, safeguarding our ecosystem and customers, from startups to established SMEs, against sophisticated fraud and money laundering. Operating within a specialised, risk-focused "Pillar," this critical operational team builds deep subject matter expertise to ensure financial integrity across the entire customer lifecycle. The team is responsible for conducting rigorous onboarding and ongoing compliance checks, unravelling complex financial crime typologies, and directly mitigating risk through thorough investigation, reporting, and account closures. 🔑 You’ll play a key role by... • Taking ownership of the most complex FinCrime Business Banking tasks, including Enhanced Due Diligence (EDD) for high-risk businesses, Complex Customer Reviews (e.g., sensitive areas like Sexual Services flags), and multi-jurisdictional money muling investigations. • Writing, reviewing, and submitting high-quality Suspicious Activity Reports (SARs) to the National Crime Agency (NCA), ensuring they meet the highest legal and evidential standards. • Maintaining a regular schedule on core investigative tasks to sustain your competency levels, directly support the domain’s Service Level Agreements (SLAs), and remain connected to frontline challenges. • Actively coaching Investigators on complex financial crime typologies, best practice, and performance improvement to help drive a culture of excellence. • Working closely with our Operations Analysts to share emerging trends and ensure that operational guidance is continuously updated and effectively embedded across the domain. 🤩 We’d love to hear from you if... • You have deep KYB & AML expertise, with significant experience conducting end-to-end business due diligence (KYB/EDD) and complex investigations within a regulated financial setting. • You are a skilled researcher, with a proven ability to leverage open-source intelligence and analysis to thoroughly corroborate customer profiles and transactional activity. • You know regulations and typologies inside out, possessing a strong grasp of UK and international financial crime trends affecting business accounts and the UK SAR regime. • You thrive in a fast-paced environment, maintaining high flexibility and adapting positively to shifting priorities, new guidance, and process changes at short notice. • You are impact-driven, with a genuine desire to protect Monzo and its customers by making a tangible difference in the detection and prevention of financial crime.<

Looking for something similar?

Leave your email and we'll alert you when matching jobs appear.

Don't apply unprepared

We research who's interviewing you, tailor your CV and rehearse you live — first one free.