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Vacantes / Monzo

Senior Credit Risk Manager, Credit Platform

Monzosenior

En corto

  • →Gestión avanzada del riesgo crediticio para productos de préstamo en Monzo (tarjetas de crédito, créditos, etc.).
  • →Desarrollo y mantenimiento de infraestructura de toma de decisiones crediticias en tiempo real con datos centralizados.
  • →Destacado: el rol impulsa decisiones de crédito en toda la empresa usando analytics en Looker y modelado de NPV.

Proficiency in English (written and spoken) is required.

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¿Qué piden?

  • ✓Experiencia sólida en gestión de riesgo crediticio en entornos financieros.
  • ✓Conocimiento profundo de modelos de valoración de riesgo y NPV (Net Present Value).
  • ✓Experiencia trabajando con datasets grandes y decisiones de crédito basadas en datos.
  • ✓Capacidad para colaborar con equipos de producto y data.
  • ✓Habilidades sólidas en análisis y presentación de resultados a equipos de negocio.
  • ✓Experiencia en entornos ágiles y con enfoque en resultados de impacto.

¿No cumplís todo? Es lo normal — tu dossier gratis te dice qué gaps tenés y cómo cubrirlos en la entrevista.

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¿A quién escribirle en Monzo?

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🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ 📍London or Remote (UK) | 💰 £125,400 - £169,600 + Incentive Awards tied to your performance + Benefits About us: 🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ Hear from our UK team about what it's like working at Monzo ✨ About the team: Our Borrowing (lending) business is growing rapidly across both our existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and we’re looking for driven, analytical and creative individuals to help us achieve this goal. We’re great believers in powerful, real-time analytics and empowering the wider business. All our data lives in one place and is easy to use. Over 90% of day-to-day data-driven decisions are supported through self-serve analytics in Looker, giving analysts the headspace to focus on solving high-impact business problems. Our Credit Platform squad builds the shared infrastructure that powers lending decisioning across Monzo. We develop the core credit valuation (NPV) infrastructure, decisioning capabilities and data foundations that enable our Product Credit teams to develop, evaluate and deploy lending strategies

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